Standard Chartered Bank Zambia Plc (SCZ.zm) listed on the Lusaka Securities Exchange under the Banking sector has released it’s 2009 annual report.For more information about Standard Chartered Bank Zambia Plc (SCZ.zm) reports, abridged reports, interim earnings results and earnings presentations, visit the Standard Chartered Bank Zambia Plc (SCZ.zm) company page on AfricanFinancials.Document: Standard Chartered Bank Zambia Plc (SCZ.zm) 2009 annual report.Company ProfileStandard Chartered Bank Zambia Plc is a leading financial services company providing products and services in three key segments: corporate and institutional banking (CIB), retail banking and commercial banking. The financial institution has a national footprint with 25 branches and four electronic banking centres located in the Copperbelt, Lusaka, Northern, North Western, Southern and Western Provinces. The CIB division provides corporate clients with solutions for trading, corporate finance, loans, trade finance, cash management, deposits and treasury. The Retail division services personal, priority and business clients; providing solutions for transactional accounts, deposits, overdrafts and loans, and investment service. The Commercial division manages mid-sized companies that fall between CIB and Retail banking. Standard Chartered Bank Zambia is a subsidiary of the Standard Chartered Bank Group which is an international financial services conglomerate, with headquarters in London, United Kingdom. Standard Chartered Bank Zambia Plc is listed on the Lusaka Stock Exchange
Kenya Commercial Bank Limited Group (KCB.ug) HY2020 Presentation
Kenya Commercial Bank Limited Group (KCB.ug) listed on the Uganda Securities Exchange under the Banking sector has released it’s 2020 presentation results for the half year.For more information about Kenya Commercial Bank Limited Group (KCB.ug) reports, abridged reports, interim earnings results and earnings presentations, visit the Kenya Commercial Bank Limited Group (KCB.ug) company page on AfricanFinancials.Document: Kenya Commercial Bank Limited Group (KCB.ug) 2020 presentation results for the half year.Company ProfileKenya Commercial Bank Limited (KCB Group) is a leading financial institution offering retail and corporate banking services in Uganda through its subsidiary company. KCB Group offers financial solutions ranging from current accounts, overdrafts and loans to fixed and short-term deposits, mortgage finance, trade finance and forex, and business investment accounts. The banking institution participates in investments in treasury bills and bonds with the central banks. Wholly-owned subsidiaries in the banking group include Kenya Commercial Finance Company Limited, Savings & Loan Kenya Limited, Kenya Commercial Bank Nominees Limited, Kencom House Limited, KCB Tanzania Limited, KCB Sudan Limited, KCB Rwanda SA and KCB Uganda Limited. Kenya Commercial Bank Limited is listed on the Uganda Securities Exchange
Forget buying property: how REITs can boost your retirement prospects
Simply click below to discover how you can take advantage of this. Forget buying property: how REITs can boost your retirement prospects Buying property has historically been a popular means of improving your retirement prospects. It has previously offered impressive returns, and could continue to do so in the coming years.However, real estate investment trusts (REITs) could be a better means of accessing the growth potential of the property market compared to purchasing properties directly. REITs offer greater diversity, lower costs and, at the present time, may trade on relatively attractive valuations. As such, now could be the right time to purchase REITs, rather than buying property directly, to boost your retirement prospects.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…DiversityBuilding a diverse property portfolio is not an easy process. It requires a significant amount of capital to buy just one property – even though leverage can be used to make this process easier. As such, many property investors have a highly concentrated portfolio which can be vulnerable to risks such as a tenant failing to pay rent, one-off repair costs and void periods.By contrast, diversifying using REITs is an easy process. Most REITs own a vast amount of property which reduces the aforementioned risks. Furthermore, an investor can decide to purchase multiple REITs that have exposure to different sectors, such as offices and retail. This could further reduce their overall risk, and help them to enjoy a resilient growth outlook over the long run.CostsAs well as being required to raise a significant sum of capital to purchase a property, the additional costs of purchasing a property can be high. Legal fees, tax and furnishing/initial repair costs can reduce the potential profit that is on offer.REITs are far cheaper to buy and hold. In fact, they are just like any other share when it comes to their costs, with there being a commission charged on their purchase and sale. This could mean that they offer a higher net return than purchasing a property directly, as well as greater simplicity during the purchasing process.Low valuationsSince investors appear to be rather uncertain about the future prospects of the world economy, many REITs currently trade on low valuations. In many cases, they trade at a modest premium, or even a discount to, their net asset value. This could mean that they offer favourable risk/reward ratios.In addition, REITs may be better placed to acquire properties that offer good value for money when compared to an individual investor. Their industry knowledge and large amounts of capital could mean they can purchase larger developments at a discount to their intrinsic values. Those opportunities may not be available to an individual investor who is seeking to purchase property directly.TakeawayREITS offer a low-cost means of capitalising on the growth prospects for the property market. Their diversity and low valuations could make them more attractive than buying property directly. As such, now could be a good time to focus your capital on REITS to improve your retirement prospects. See all posts by Peter Stephens “This Stock Could Be Like Buying Amazon in 1997” I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Our 6 ‘Best Buys Now’ Shares Image source: Getty Images. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Peter Stephens | Monday, 3rd February, 2020 Enter Your Email Address
3 Warren Buffett stocks I’d buy now
Warren Buffett is probably the greatest investor of all time. Not only has he smashed the market over the long term, but he has also built up a net worth of around $80bn.Given Buffett’s incredible talent when it comes to picking stocks, I like to keep an eye on his investments. His portfolio can be an excellent source of investment ideas. With that in mind, here are three Warren Buffett stocks I’d buy today.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Warren Buffett is betting $90bn on this stockOne Warren Buffett stock I’m a big fan of is Apple (NASDAQ: AAPL). This is Buffett’s largest holding. It’s also one of my largest holdings. I like the company’s brand power and the ecosystem it has developed over the last decade. I also like the fact it’s making a big move into healthcare.I haven’t always seen Apple as an automatic buy. The last time I covered the iPhone maker, in early September, I said that it was worth waiting for a better opportunity to buy because it had had an exponential run.Today, however, I think Apple shares look quite attractive. At the moment, the shares can be picked up for just over $115, significantly lower than the $135 level they were trading at in early September. At the current price, the forward-looking P/E ratio is about 28. That’s quite reasonable, in my view, given Apple’s market dominance, high level of profitability, and long-term growth potential.Buffett is bullish on paymentsLooking at Warren Buffett’s portfolio, it’s clear he’s very bullish on the payments industry. I can understand why. Ultimately, cash is on its way out. Electronic payments are the way forward.One Buffett stock I like in this space is Mastercard (NYSE:MA). It’s one of the major players in the credit card industry. Mastercard has a lot of classic Buffett attributes. For example, it’s an extremely profitable company. Over the last three years, return on capital employed (ROCE) has averaged more than 40%.Mastercard shares have lagged the rest of the tech sector this year due to the fact that transactions in some areas such as travel spending have been lower due to Covid-19. I see this share price weakness as a fantastic buying opportunity. With 80% of the world’s transactions still cash-based, the long-term growth potential is huge. The current forward P/E ratio of 36 is fair, in my view.A Buffett stock with enormous potential Finally, a third Warren Buffett stock I’d buy now is Amazon.com (NASDAQ: AMZN). It’s also experienced a pullback recently. In early September, it was trading near $3,500. However, recently, it has been back near $3,000. I see this share price weakness as a good buying opportunity. Last week, I bought some shares myself.There are a few reasons I’m bullish on Amazon. The first is that it’s a global leader in the online shopping space. Last quarter alone, it generated $48bn in online sales. On top of this, it generated $20bn from third-party sellers.The second is that it’s the number one player in cloud computing. This market has massive growth potential. Between now and 2025, the industry is forecast to grow at over 20% per year.Amazon stock is not cheap. Currently, the forward-looking P/E ratio using next year’s earnings forecast is about 68. I think this Buffett stock is worth a premium valuation though. I’d buy. “This Stock Could Be Like Buying Amazon in 1997” Our 6 ‘Best Buys Now’ Shares I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Edward Sheldon owns shares in Apple, Mastercard, and Amazon.com. John Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. The Motley Fool UK has recommended Mastercard. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! 3 Warren Buffett stocks I’d buy now Image source: The Motley Fool Edward Sheldon, CFA | Thursday, 5th November, 2020 | More on: AAPL AMZN MA See all posts by Edward Sheldon, CFA
House B10 / Werner Sobek Group
Save this picture!© Zooey Braun+ 26 Share Energy Concept: House B10 / Werner Sobek GroupSave this projectSaveHouse B10 / Werner Sobek Group Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/596695/house-b10-werner-sobek-group Clipboard WSGreen Technologies GmbH ArchDaily Photographs: Zooey Braun Manufacturers Brands with products used in this architecture project “COPY” Manufacturers: Sky-Frame, CLIPSO, Leicht, Reinaerdt CopyHouses•Stuttgart, Germany Year: Photographs 2014 Germany Products translation missing: en-US.post.svg.material_description “COPY” CopyAbout this officeWerner Sobek GroupOfficeFollowProductsWoodSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesWoodStuttgartHousesSustainableGermanyPublished on February 19, 2015Cite: “House B10 / Werner Sobek Group” 19 Feb 2015. ArchDaily. Accessed 11 Jun 2021.
Fifth of parents don’t want children to go back to school
Arranmore progress and potential flagged as population grows Pinterest By News Highland – July 30, 2020 Facebook WhatsApp Google+ RELATED ARTICLESMORE FROM AUTHOR News, Sport and Obituaries on Monday May 24th A fifth of parents don’t want their children to go back to school next month because they fear they’ll get the coronavirus.According to a Barnardos survey, 16 per cent of parents don’t want they kids to return to primary school.And 21 per cent of parents don’t believe it’s time for their children to return to secondary school.Seven in ten parents of primary school children believe they don’t have enough information about the return to school. WhatsApp Harps come back to win in Waterford Google+ Journey home will be easier – Paul Hegarty Homepage BannerNews Twitter Important message for people attending LUH’s INR clinic Pinterest DL Debate – 24/05/21 Fifth of parents don’t want children to go back to school Facebook Previous articleDonegal gets biggest payout of Restart Grants in North WestNext articleLUH has bed capacity of 391 News Highland Twitter
‘Sounds of the Season’ tonight at Crosby Theater
Parkland school shooting 3 years later: Remembering the 17 victims
Joe Raedle/Getty ImagesBY: EMILY SHAPIRO, TERI WHITCRAFT, MORGAN KORN, AND ZUNAIRA ZUKI, ABC NEWS(NEW YORK) — A 15-year-old Army Junior Reserve Officer Training Corps cadet who dreamed of attending West Point but died helping classmates escape. A precocious 16-year-old girl ready to head to college and “change the world.” And a high school football coach who ran toward the sound of gunfire, trying to shield students.They were among the 17 students and staff shot dead at Marjory Stoneman Douglas High School on Feb. 14, 2018.Three years after a school shooting that shook the nation, here is a look back at the lives lost in the Parkland, Florida, massacre.Alyssa Alhadeff, 14Freshman soccer player Alyssa Alhadeff “took every second of her life and did something with it,” her mother, Lori Alhadeff, told ABC News “She had the fire to fight.”Alyssa Alhadeff was on track to play soccer in college and had dreamed of one day being on the U.S. women’s national team, her mother said.“She aspired for that greatness,” Lori Alhadeff said. “She was probably one of the smallest on the team but the feistiest.”Laurie Thomas, the girls’ soccer coach, said Alyssa Alhadeff was the “voice of our team.”“She was a leader, not just by what she said, but also by the character,” Thomas said. “She led the team on and off the field.”Months after the shooting, Lori Alhadeff won a seat on the county’s school board.“I want to do everything possible to make this school system a model that other districts will look and try to replicate,” Alhadeff said when she announced her candidacy.She said she doesn’t want “any other parent to go through the pain and anguish I go through every day.”Martin Duque Anguiano, 14Freshman Martin Duque Anguiano, the son of Mexican immigrants, was a proud member of the U.S. Army Junior Reserve Officers’ Training Corps, according to ABC affiliate WPLG-TV.He was awarded the U.S. Army’s Medal of Heroism after his death.“He was a very funny kid, outgoing but sometimes really quiet,” his older brother, Miguel Duque, wrote on a GoFundMe page. “He was sweet and caring and loved by everyone in his family. Most of all, he was my baby brother.”“Words can not describe my pain,” Miguel wrote on Instagram. “You’ll be missed buddy. I know you’re in a better place.”Scott Beigel, 35Geography teacher and cross-country coach Scott Beigel died while saving others, according to students and colleagues.Student Kelsey Friend told ABC News that Beigel unlocked a classroom door during the gunfire and ushered students inside.“I had thought he was behind me … but he wasn’t,” Friend said.“When he opened the door, he had to re-lock it so we can stay safe. And he didn’t get the chance to,” Friend said, noting that her teacher was lying on the floor.“I’m so thankful he was there to help everybody,” she said, calling him a “really amazing teacher.”Nicholas Dworet, 17Nicholas Dworet died a month before his 18th birthday.On the day he would have become an adult, Dworet’s classmates marked his birthday at the March for Our Lives rally in Washington, D.C. Some Parkland survivors became activists, launching a national, youth-led movement demanding an end to gun violence.“He was a happy young man full of joy and life,” Dworet’s family said in a statement.“He was extremely passionate about swimming,” the family said. “Nicholas was thrilled to be going to the University of Indianapolis to join their swim team. He dreamed of making the Olympic swim team and going to the 2020 Olympics in Tokyo. He believed he could accomplish anything as long as he tried his best.”Dworet wrote out his goals on a sheet of paper, which he hung on a wall by his bed, ESPN reported.“It’s a broken dream,” his father, Mitch Dworet, told ESPN. “This kid was a dream. He was the best of us.”Aaron Feis, 37Beloved school football coach Aaron Feis, also a Marjory Stoneman Douglas High School graduate, died running toward the gunfire, trying to shield students, officials said.“I coached with him. My two boys played for him,” said Scott Israel, who was Broward County Sheriff at the time of the shooting.Israel called him “a phenomenal man” and “one of the greatest people I knew.”“The kids in this community loved him, adored him,” Israel said. “He was just such a great individual.”“The fact that he died saving lives, the guy’s a hero,” high school classmate Ryan Mackman said. “He was always a giving guy, he was always there for people, he had a big heart. That showed all the way to the end.”Feis is survived by his wife and daughter, family friend Brandon Corona said at the funeral.The football coach worked two, sometimes three jobs, he added.“He always wanted to be the best dad he could be,” Corona said. “He was the epitome of what a hardworking husband and father should be.”Describing him as loving, strong, kind and patient, Corona said Feis gave rides home to students who needed it and “he was a counselor to those who had no father figure.”Jaime Guttenberg, 14Jaime Guttenberg was a freshman who loved to dance.Her father, Fred Guttenberg, was overcome with emotion as he spoke of her death the next day.“My job is to protect my children,” Guttenberg said at a vigil, his voice cracking. “And I sent my kid to school.”“In the morning sometimes things get so crazy, she runs out behind and she’s like, ‘I got to go, Dad, bye.’ And I don’t always get to say, ‘I love you,’” Guttenberg said. “I don’t remember if I said that to Jaime yesterday morning.”“Jaime was such a special kid. All of the kids here are. What is unfathomable is Jaime took a bullet and is dead,” he added, his voice trembling. “Don’t tell me there is no such thing as gun violence.”To the parents at the vigil, he said: “Love your kids, hold your kids, kiss your kids. And don’t ever, ever miss the chance to tell them how much you love them.”Fred Guttenberg has since become a national advocate for gun safety.Chris Hixon, 49Chris Hixon, the school’s athletic director and head wrestling coach, was described as a role model and loving father. He died running toward the shooting, The Associated Press reported.A Broward County athletic director of the year, Hixon was also a U.S. Navy reservist who had been deployed to Iraq, according to WPLG. When his wife, Debbie Hixon, heard about the shooting, she said she knew he’d try to save his students’ lives.“If you needed anything — a cup of sugar in the middle of the night, he would bring it to you,” Coral Springs High School Athletic Director Dan Jacob told ABC News. “Chris has a son with Down syndrome. He put the needs of everyone else before his own.”“Coach Hixon, for me, was a father figure,” said wrestler Karlos Valentin, the Sun Sentinel reported.“He was such a sweet guy,” wrestler Ray Corniel said, according to the newspaper. “He would bring us food for all our tournaments and take care of us like we were his own children and just watch over us, let us learn about life lessons.”Luke Hoyer, 15On the day of the rampage, Luke Hoyer’s mother, Gena Hoyer, dropped the freshman off at school.“I love you, Lukey Bear,” she told him, according to The Miami Herald.“I love you too, Mom,” he responded.Luke Hoyer, the youngest of three siblings, spent a lot of time with his stay-at-home mom, his aunt, Joan Cox, told People Magazine.“It was just the two of them all of the time,” she said. “He was momma’s boy and he loved his family so much. They were very close.”“His smile was contagious, and so was his laugh,” said his cousin, Grant Cox, according to CNN.According to The Miami Herald, Luke Hoyer’s family said they planned to spend future Valentine’s Days doing what Luke loved: playing basketball and eating chicken nuggets.Cara Loughran, 14Freshman Cara Loughran “was a beautiful soul and always had a smile on her face,” said the Drake School of Irish Dance in South Florida, where Cara was a member.After the shooting, dancers at Irish dance schools around the country wore purple ribbons — one of Loughran’s favorite colors — in her honor, reported The Miami Herald.Loughran, survived by her parents and her older brother, “was an excellent student” who loved her 8-year-old nieces, said her aunt, Lindsay Fontana.“We are absolutely gutted,” Fontana wrote on Facebook.“I never got to say goodbye to her,” Loughran’s friend, Mackenzie Mirsky, told WPLG. “I can’t close my eyes without thinking of my friend.”Gina Montalto, 14Gina Montalto “was a smart, loving, caring, and strong girl who brightened any room she entered,” her mother, Jennifer Montalto, wrote on Facebook.She was a Girl Scout, a church volunteer, a soccer player and Color Guard member who “earned top-notch grades,” The Miami Herald reported.“She loved to cook with her Father and her Grandmother, especially during the holiday season,” her parents wrote on a GoFundMe page. “She was an avid reader and loved Harry Potter books, Hunger Games and Wonder Woman. She loved fashion and enjoyed shopping, spa days with Mom and NY Jets games with Dad.”“She was best buddies with her little brother and she loved her whole family especially all her cousins,” her parents wrote. “Gina will be missed not only by her family, but by everyone whose life she touched. Gina always took great pride in her education. High grades and school involvement were a huge part of Gina’s life. She always looked for ways to help others.”Joaquin Oliver, 17 The night before Joaquin Oliver was killed at school, his father, Manuel Oliver, took his son to buy Valentine’s Day flowers for his girlfriend. The teen took extra time getting dressed for school the next morning and proudly held her flowers and card in the car when his father drove him to school.“I said, ‘Love you.’ And he gave me a kiss, ‘I love you too.’ And I told him, just make sure you call me to see how did it go with the flowers,” Manuel Oliver told ABC News’ “Nightline” months after the shooting. “And then he never called me.”The teen was buried in NBA player Dwyane Wade’s jersey. The Olivers later started a nonprofit organization called Change the Ref, a platform inspired by their son in part to educate and empower youth in the movement to end gun violence.Manuel Oliver said the nonprofit’s name came from a conversation he had with his son a few months before he died. Joaquin was frustrated by a series of bad calls a referee had made in a basketball game, which inspired the father and son to call the recreational league and ask to have the ref switched out.After his son’s death, Manuel Oliver said politicians didn’t want to discuss gun control, which he described as the victims’ parents’ main issue.“So Change the Ref is looking for the right ref to make the right calls, that he has to be impartial, he cannot have any connection or any kind of personal interest with any one of the teams,” he said.Alaina Petty, 14Alaina Petty was “a vibrant and determined young woman” who “loved to serve,” her family said in a statement, according to the South Florida Sun-Sentinel.Petty participated in the high school Junior Reserve Officers’ Training Corps program and volunteered for a program with The Church of Jesus Christ of Latter-day Saints, the family said, according to the newspaper.She was awarded the U.S. Army’s Medal of Heroism after her death.Petty helped rebuild areas of Florida after the state was hit by Hurricane Irma in September 2017. Her family said, “Her selfless service brought peace and joy to those that had lost everything during the storm.”“While we will not have the opportunity to watch her grow up and become the amazing woman we know she would become, we are keeping an eternal perspective,” the family said, according to the newspaper. “We are grateful for the knowledge that Alaina is a part of our eternal family and that we will reunite with her.”Meadow Pollack, 18Meadow Pollack “was a beautiful girl, inside and out,” her cousin, Jake Maisner, said, according to The Sun Sentinel.A senior, Pollack was the youngest of 10 grandchildren and “the baby of the family,” Maisner said, according to the Sentinel. “Everyone wanted to protect her.”Pollack had been accepted to Lynn University in Boca Raton, according to WPLG-TV.“Meadow was a lovely young woman, who was full of energy,” said university spokeswoman Jamie D’Aria, according to WPLG. “We were very much looking forward to having her join our community in the fall.”Shortly after the massacre, Meadow’s father, Andrew Pollack, said at a listening session with then-President Donald Trump that “We should have fixed it!” after one school shooting.“She’s in Fort Lauderdale King David Cemetery,” Andrew Pollack said of his daughter. “That is where I go to see my kid now.”Helena Ramsay, 17Helena Ramsay was “kind-hearted and thoughtful” and “brilliant and witty,” relative Curtis Page Jr. wrote on Facebook.“She was deeply loved and loved others even more so. Though she was some what reserved, she had a relentless motivation towards her academic studies, and her soft warm demeanor brought the best out in all who knew her,” he wrote.Ramsay, a lover of cats and music, moved with her family to Florida from England when she was 2 years old, according to The Miami Herald.“She was a really good person through and through,” Katherine Dadd, a friend since preschool, told the newspaper. “One of the kindest people I’ve ever met.”Helena’s best friend, Samantha Grady, was grazed by a bullet during the massacre.The two spent much of their school days together, and Samantha told ABC News’ “Nightline” that “going throughout my day without that, it’s something that I have to get used to.”Alex Schachter, 14Alex Schachter was just 4 years old when his mother died, his father, Max Schachter, said in his eulogy, which was published in The Washington Post.Max Schachter remarried, and his two sons instantly gained a loving mother and two adoring sisters, he said.“I moved my family to Parkland because it was an idyllic little community,” Max Schachter wrote. “I never thought this would happen to me. I never thought it would happen here.”Alex was a talented trombone and baritone player in his high school marching band and orchestra, said Alexander Kaminsky, the school’s director of bands, the Sun Sentinel reported.“The improvement I witnessed from him was admirable and inspiring,” Kaminsky told the newspaper. “I felt he really had a bright future on the trombone.”Max Schachter wrote to his son’s band ensemble group, “He treasured every minute of his time with you. … Even though this was your first year together, I can assure you that if Alex were still here today, you would have been lifelong friends.”Alex was buried in the same cemetery as his mother.Carmen Schentrup, 16Carmen Schentrup, a dedicated, accomplished and straight-A student “was going to change the world,” her parents said in a statement posted to Facebook.The precocious teenager was a National Merit Finalist, though she never knew it, as the award came the day after she was killed, her parents said.Accepted to the University of Florida honors program, she “was exuberant to begin her college experience,” her parents said, so she could “become a medical scientist and discover a cure for horrible diseases, like ALS.”The teen “devoured books” and loved art and music, the family said. She played piano, violin and guitar and also sang in the church choir.Schentrup was “mature beyond her years,” her parents said, yet “still a kid at heart.”“We loved that she never outgrew our hugs and would hug us before she went to bed,” they wrote.“Carmen was a dreamer,” her parents said.They said their daughter dreamed of visiting Germany, so she taught herself the language.“We miss seeing her make her dreams come true,” they said.Peter Wang, 15Peter Wang was an Army Junior Reserve Officer Training Corps cadet with “a lifetime goal to attend” the U.S. Military Academy, known as West Point, the Academy said.He was wearing his JROTC uniform when he was killed at school while trying to help classmates.Wang “was pointing the door open for other people to escape, and then he was struck by the bullets,” friend Aiden Ortiz told WPLG.“I want people to know he died a hero,” Ortiz said. “He died saving many people.”West Point officials called Wang a “brave young man” and posthumously offered him admission “for his heroic actions.”Wang and two other slain cadets were awarded the U.S. Army’s Medal of Heroism.Wang was buried in his uniform, and his family was offered a keepsake medal.Editor’s note: This story originally was published in 2018.ABC News’ Meredith Longo contributed to this report.Copyright © 2021, ABC Audio. All rights reserved.
HR must play a bigger role in deciding executive pay
Previous Article Next Article HR must play a bigger role in deciding executive payOn 5 Oct 2004 in Personnel Today HRdirectors have been urged to play a more active role in deciding executivecompensation to help avoid regulatory difficulties and accusations of ‘fat-cat’pay.Companiessuch as GlaxoSmith-Kline,Sainsbury’s, Carlton and HSBC have all attracted high-profile criticism fromshareholders and unions in recent years for awarding massive payments to seniorexecutives while cutting costs in other areas.Theaverage pay packet of a FTSE 100 chief executive climbed to £1.5m in 2003,according to new research from accountancy firm KPMG. This represents an 8 percent rise on the year before, and twice the average UK-wide increase of 4 percent. Average executive pay across the FTSE 100 last year was up by 7 per cent.HRcan help prevent controversy by being more involved in pay decisions and takingsome of the pressure away from board members, according to Sean O’Hare, head ofexecutive compensation at KPMG.”Executivepay is one of the most contentious issues for a board member as it is allrather vague – there are no strict rules – and emotive, as they sit with thesepeople all year,” he told delegates at the Economist HR Directors’European Summit.Oneof the major ways in which HR can help companies make these decisions, is byformulating a policy on pay levels, O’Hare said.”Oneof the National Association of Pension Funds’ (NAPF) suggestions is that allcompanies should have a policy on the ratio of pay increases between executivesand employees,” he said. “Boards are overwhelmingly against this, butcompanies should consider it.”Andit is not just pay – HR professionals should also get involved in othertop-level decisions. O’Haresaid: “The quality of non-executive directors is a good one for HR to getinvolved in, while disclosure impacts on employee communications. In manyorganisations, HR leaves these issues to others, but if HR is not involved, itis ignoring a major part of its role.”By Daniel Thomas Comments are closed. Related posts:No related photos.
Hall defeat Univ under the lights
St. Edmund Hall 27 – 12 University Teddy Hall emerged victorious on Wednesday in a game played under lights at Iffley Road. The strength of their performance, and the way in which they overwhelmed a strong Univ side, showed them to be real contenders in this year’s Cuppers competition. Credit must go to the OURFC as well as the players for the atmosphere and competitive edge to this match. With a large crowd who remained in full voice throughout, this game was an example of college sport at its very best. The game began at a great pace, Hall scoring an early try with a run directly up the middle. The conversion was hit, and this began a protracted period of pressure on the Univ line. However, some fantastic defence around the fringes, combined with some fantastic covering tackling, notably by Blues winger Jonan Boto, limited Hall to only scoring a further three points from a penalty ,converted by full back Will Stevens. Univ eventually broke the shackles with a spectacular try that saw the ball spread across the field from a quick penalty and the ball touched down in the corner. The conversion was a difficult one, but after a hurried early period Univ seemed to be settling into their game, and when Boto ran in their second try after a mistake by the Hall left wing, a Univ counter attack swept the length of the field. Univ suddenly looked on fire. Half time came at the right time for Hall, giving them a chance to pull themselves together and rethink their strategy. When the sides came out after the break, it became increasingly obvious that the referee was going to get in the way of making this the truly classic encounter it deserved to be. Having blown his whistle far too regularly in the first half, he continued to intervene too much in the second. This was not enough to stop a resurgent Hall, who quickly reestablished their lead with a breakout try in the far corner, followed swiftly after by a solid driving maul that Univ couldn’t live with. Suddenly, the score was 20-12, and things were looking far more comfortable for the nominal home side. Univ never looked likely to regain any foothold on the game, with the Hall backs starting to threaten every time they got the ball in hand. Particularly impressive was Sam Humphry-Baker, whose incisive running kept those watching riveted right up to the end. With a further Hall try in the left corner, this time converted, the lead was stretched to fifteen points and the game was over as a contest. However, there was still some entertainment to be had, as the referee went on a card-happy spree in the closing minutes. He sinbinned Boto, and then Hall captain Philip Satterthwaite, for maddeningly trivial offences, and then finished the game by sending off Boto just after he had returned to the field. Only this ridiculous end marred what had otherwise been a fantastic game of rugby, and one that leaves fans excited about the Teddy Hall’s chances in the final stages of Cuppers.by Jack Marsh